Pet Insurance & Rehabilitation: How the Process Works


At Alpha Animal Rehab & Fitness, we’re happy to help you navigate pet insurance for rehabilitation and physical therapy. Most plans reimburse you directly after you submit a claim. Below is a simple guide so you know what to expect and how to maximize your benefits.
How We Work With Pet Insurance
- Pay at time of service. We’ll provide an itemized invoice and receipt for your claim.
- Owner-submitted claims. Most insurers reimburse the policyholder directly.
- Care coordination. If your plan requires a referral or prescription for rehab, we can coordinate with your primary veterinarian.
- Documentation support. Upon request, we can include evaluation notes and a treatment plan to show medical necessity.
Step-by-Step: Submitting a Claim
- Check your policy for coverage of rehabilitation/physical therapy and any referral requirements.
- Initial evaluation at Alpha to establish medical necessity and a personalized plan.
- Payment is collected at the visit; you receive an itemized invoice.
- Submit your claim through your insurer’s app/portal with the invoice (and notes/referral if required).
- Reimbursement is issued by your insurer—timelines vary by company and plan.
What We Can Provide for Your Claim
- Itemized invoice with services and dates
- Receipt of payment
- Evaluation findings and treatment plan (on request)
- Progress notes for ongoing care (on request)
- Practice information required by insurers
